Announcing the AIR Platform. Learn more
AIR Platforms

AI-Powered Credit Intelligence

11mo
Median lead time over legacy
$11T+
Corporate debt scored daily
1 day
Median deployment

Monitor risk, analyze exposures, and move first with AI.

Continuous, explainable intelligence across every company.

Designed by AIR Platforms.Built In New York.
AIR Intelligence Platform
Trusted by
CLO Manager$10B AUM
Credit Manager$20B AUM
Asset Management Firm$500B AUM
Investment BankGlobal
Hedge FundUS
Credit FundDirect Lending
Global Bank$2T+ Assets
Energy CompanyUS
Built by engineers from
The problem

Issuer fundamentals shift continuously, but most credit views are produced on quarterly or annual cycles. AIR provides a continuously recalibrated layer that fills the gap between those refresh points.

AIR Signal
11mo
Median lead time on recent corporate defaults.
Coverage of recent defaults flagged early
75%
Update frequency on monitored issuers
Daily
Private issuers covered beyond the rated universe
500k+
Case study

AIR's risk engine assigned Wolfspeed (WOLF) a CCC-equivalent Risk Score as far back as 2019 — three years before the company tapped the capital markets for a $1.25B senior note issue in June 2023. The signal was driven by sustained profitability deterioration, rising leverage, and company-specific factors AIR isolated from sector noise.

In June 2025, AIR published a case study showing the model's trajectory in real time. Roughly two weeks later, Wolfspeed announced its Chapter 11 restructuring. Customers monitoring the name through AIR had years to reduce exposure, hedge, or exit.

Read the full methodology
Wolfspeed · timeline Live
  1. 2019
    AIR Risk Score crosses into CCC-equivalent
    First red signal
  2. 2020
    Profitability and leverage drivers dominate
    Score deepens to single-C
  3. Jun 2023
    Wolfspeed sells $1.25B senior notes
    Capital markets still open
  4. Jun 2025
    AIR publishes Wolfspeed case study
    Score still flagging distress
  5. Jul 2025
    Wolfspeed files for Chapter 11
    ~2 weeks after AIR post
Customers

Anonymized customer outcomes from institutions running AIR in production today.

CLO Manager

~$10B AUM

CLO-focused credit manager, affiliated with a publicly traded global investment bank.

6–12 Months Earlier
Early Risk Detection

Credit Manager

~$20B AUM

Credit-focused investment manager specializing in CLOs and structured credit, managing multi-billion dollar portfolios.

10× Faster
Decision Speed

Asset Management Firm

>$500B AUM

Global leader in credit and structured finance, spanning CLOs, private credit, and insurance.

100% Coverage
Public and Private BSL Coverage at Scale

Energy Company

US

Energy company focused on counterparty risk initiatives.

Forward Scenarios
Geo-Political Stress Testing

Global Bank

International Bank

Global systemically important bank providing diversified wholesale, corporate, and investment banking services across major markets.

11–12 Months Earlier
Early Credit Deterioration
Asset Classes

From private credit and direct lending to investment grade corporates, AIR delivers continuous credit intelligence across the asset classes that matter to institutional portfolios.

Institutional-grade credit intelligence where legacy ratings do not reach.

Continuous credit intelligence for the private issuer universe.

The early warning layer on top of the rated universe.

Default prediction and recovery for the speculative grade universe.

Loan-level credit surveillance built for CLO managers and loan funds.

Underlying-loan intelligence for CLO investors and managers.

We saw the deterioration in our largest single-name exposure eleven months before the agencies acted. AIR is now part of how we run the book.
Head of Credit · U.S. middle-market CLO manager
Get started

Stay on par. Or stay ahead.

A continuously updated view of credit risk on every issuer that matters to your book.

  • 11mo median lead time
  • Private and Public issuers covered
  • SOC 2 Type II