For credit research desks and PMs covering thousands of issuers.
Compress research cycles, generate ideas, and see deterioration before the market does.
Credit teams have been chasing two things in parallel. Better data from the incumbent vendors, and AI productivity from the new wave of startups. Neither has solved the real problem on its own. AIR is the first platform built from the ground up to do both at investment grade standard.
Twenty years of financials, market data, and credit events. A statistical risk engine recalibrated daily. Defensible by design and built for buy side governance.
Specialized ML produces the credit signal. Generative AI drafts the memo, surfaces the trade idea, and explains every output. Most vendors only have one half of this.
Full model documentation. Backtest reports. No customer data used for training. Single tenant deployment available. Outputs your CIO and risk team can defend.
Issuer and issue research at scale
Coverage on 100,000+ public and private issuers refreshed daily. AIR delivers the underlying signal so analysts can focus on judgment, not data assembly.
Credit memo generation
Auto generated memos in your house template, ready for IC review. Pulled from the latest financials, signals, and document intelligence on every issuer.
Idea generation and trade ideas
Ranked watchlists of names with material movement, attributed to the underlying drivers in the model. Long, short, and pair trade candidates surfaced continuously.
Spread and relative value analysis
Forward looking AIR scores compared to market spreads. Find dislocations between fundamental view and where the market is trading.
Sector and peer benchmarking
Compare any issuer against sector and peer cohorts on financials, signals, and trajectory. Built for screening and idea sourcing.
Watchlist and early warning signals
Real time alerts on deterioration across your monitored book, weeks to months before market or rating action.
Scenario and stress testing
Conversational scenario analysis grounded in the projection engine. Run macro shocks, sector stress, or custom assumptions in seconds.
Liquidity and downgrade risk
Forward looking views on downgrade probability and liquidity stress. Built for PMs thinking about forced selling and ratings cliffs.
Portfolio attribution and post mortem
Decompose returns and drawdowns by issuer, sector, and signal driver. Learn from what worked and what did not.
ESG and climate adjusted credit
Climate transition and physical risk adjusted PDs. Aligned with the standards your LPs and consultants now ask about.
A sample of the surfaces. The AI layer reaches further across every credit workflow.
Credit Agent
Natural language queries across the issuer universe.
Auto Memos
Investment memos in your house template.
Scenario Analysis
Conversational stress and what if modeling.
Document Intelligence
Filings, indentures, and earnings parsed.
Cited Explanations
Driver attribution on every score and output.
Embedded Surfaces
Lives inside your OMS or research platform.
Talk to an AI credit specialist.
A working session, not a sales pitch. We will run AIR against a sample of your portfolio and walk you through what it sees.