Long duration credit oversight for plans built to pay liabilities for decades.
A forward looking view of the credits that have to be there in twenty years.
Pension funds make credit decisions that have to perform across decades, with fiduciary duty to beneficiaries and trustees. Most vendors offer either point in time data or AI tools without the rigor a fiduciary can defend. AIR is the first platform built to give pension teams a continuously updated, defensible view of credit across the long duration book.
Twenty years of credit events trained into a statistical engine that holds up across cycles. Built for the kind of multi decade horizon pension funds plan around.
ML produces the credit signal. Gen AI drafts trustee reports, supports manager oversight, and powers natural language analysis for the investment team. Both, by design.
Full model documentation. Backtest reports. No customer data used for training. Built for the standards your trustees, regulators, and consultants expect.
Liability matching credit selection
Forward looking credit views on every name being considered for liability matching mandates.
Long duration portfolio surveillance
A single forward looking view across the long duration book, refreshed daily.
Investment grade and high yield oversight
Continuous monitoring of IG and HY holdings, with ranked watchlists by movement.
Private credit allocation diligence
Forward looking views on private credit allocations and the underlying issuers in those portfolios.
Manager monitoring and look through
Look through analysis on external managers, with consistent methodology and signals across mandates.
Concentration across managers and mandates
Aggregated exposure across all managers and mandates. Catch concentrations across your full plan.
ESG and climate adjusted credit
Climate transition and physical risk adjusted PDs. Aligned with the standards your trustees and beneficiaries expect.
Scenario and stress testing on the credit book
Conversational scenario and stress testing across the credit book, including macro and asset specific shocks.
Allocation rebalancing signals
Forward looking signals to inform allocation rebalancing decisions.
Regulatory and trustee reporting
Auto generated reports for trustees, regulators, and consultants. Consistent methodology with full traceability.
A sample of the surfaces. The AI layer reaches further across every credit workflow.
Credit Agent
Natural language portfolio queries.
Auto Reports
Trustee and board reports generated automatically.
Scenario Analysis
Conversational stress and scenario analysis.
Document Intelligence
Manager reports and offering documents parsed.
Cited Explanations
Driver attribution on every score and output.
Embedded Surfaces
Lives inside your reporting platform.
Talk to an AI credit specialist.
A working session, not a sales pitch. We will run AIR against a sample of your portfolio and walk you through what it sees.