AI’s role in credit should be transparent, predictive, and actionable. At AIR, we harness advanced AI to reveal hidden risks, surface early warning signals, and empower institutions to make smarter, faster, credit decisions.
We simplify, own outcomes, and communicate with purpose.
We move fast, take risks, and build with conviction.
We think big, grow together, and pursue what others won’t.
Relentless in pursuit. Resilient under pressure. We don’t quit.
Founded by leaders from Moody’s, Deloitte, Morgan Stanley, Goldman Sachs, SAS, and DataRobot. Our team blends deep credit risk roots with cutting-edge AI to redefine modern credit intelligence.
We’re building AIR into the most powerful credit intelligence layer–unlocking clarity, speed, and foresight where it’s never existed.
Team experiences firsthand the challenges of legacy credit ratings.
Founded by ex-AI unicorn teammates with financial markets backgrounds to democratize credit ratings.
Public and private company models trained to predict credit ratings with high accuracy.
First AI-Powered rating agent goes live–real-time insights, no human lag.
Top institutions adopt AIR to modernize credit workflows and decisioning.