MISSION

Democratizing Credit Ratings

AI’s role in credit should be transparent, predictive, and actionable. At AIR, we harness advanced AI to reveal hidden risks, surface early warning signals, and empower institutions to make smarter, faster, credit decisions.

PRINCIPLES

We believe in...

Clarity

We simplify, own outcomes, and communicate with purpose.

Boldness

We move fast, take risks, and build with conviction.

Ambition

We think big, grow together, and pursue what others won’t.

Grit

Relentless in pursuit. Resilient under pressure. We don’t quit.

FOUNDERS

Built by a Proven AI + Credit Team

Founded by leaders from Moody’s, Deloitte, Morgan Stanley, Goldman Sachs, SAS, and DataRobot. Our team blends deep credit risk roots with cutting-edge AI to redefine modern credit intelligence.

Charting our course

We’re building AIR into the most powerful credit intelligence layer–unlocking clarity, speed, and foresight where it’s never existed.

DEC
2007

Financial Crisis

Team experiences firsthand the challenges of legacy credit ratings.

AIR Founded

Founded by ex-AI unicorn teammates with financial markets backgrounds to democratize credit ratings.

JUL
2024

HELLO WORLD

Public and private company models trained to predict credit ratings with high accuracy.

SEP
2024

AIR CREDIT RATING AGENT BORN

First AI-Powered rating agent goes live–real-time insights, no human lag.

FEB
2025

CUSTOMER ONBOARDING

Top institutions adopt AIR to modernize credit workflows and decisioning.

JUN
2025
DEC
2007

Financial Crisis

Team experiences firsthand the challenges of legacy credit ratings.
JUL
2024

AIR FOUNDED

Founded by ex-AI unicorn teammates with financial markets backgrounds to democratize credit ratings.
SEP
2024

HELLO WORLD

Public and private company models trained to predict credit ratings with high accuracy.
FEB
2025

AIR CREDIT RATING AGENT BORN

First AI-Powered rating agent goes live–real-time insights, no human lag.
JUN
2025

ENTERPRISES ONBOARDING

Top institutions adopt AIR to modernize credit workflows and decisioning.

Join our team.