AIR Platforms
Use cases · Credit Assessment

Assessment, re-engineered around real-time signal.

Score, rate, and surveil every issuer and counterparty in your universe — public and private — with calibrated, explainable outputs.

Early Warning Signals

11mo median lead time
The problem

Legacy ratings move on quarters of trailing data. By the time a downgrade arrives, the spread has moved and the loss is realized.

How AIR solves it

AIR's risk engine flags elevated probability of default in real time, surfaced as a ranked watchlist with explanations grounded in the underlying data.

Outcome
11mo median lead time
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Counterparty Credit Risk

Daily PD on every counterparty
The problem

Counterparty exposure changes daily. Risk books are reconciled monthly.

How AIR solves it

AIR scores every counterparty in your book daily, with limits surfaced inline and breach alerts routed to risk leadership.

Outcome
Daily PD on every counterparty
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Private Company Credit Scoring

Private and Public private issuers covered
The problem

Most private issuers have no rating, no analyst coverage, and limited disclosure.

How AIR solves it

AIR extends institutional-grade credit scoring to the private universe by combining filings, market signals, and inferred fundamentals.

Outcome
Private and Public private issuers covered
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Issuer and Issue Ratings

Rated in seconds, not weeks
The problem

Initiating coverage on a new issuer takes weeks of analyst time.

How AIR solves it

AIR generates a calibrated rating with full supporting evidence in seconds, then keeps it current as new information arrives.

Outcome
Rated in seconds, not weeks
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Get started

Stay on par. Or stay ahead.

A continuously updated view of credit risk on every issuer that matters to your book.

  • 11mo median lead time
  • Private and Public issuers covered
  • SOC 2 Type II