Origination, underwritten with the same rigor as surveillance.
Screen deals, underwrite credit, and stress structures with the same calibrated engine that runs your portfolio.
Deal Screening
First read in minutesOrigination teams see far more deals than they can underwrite, and screening relies on subjective first reads.
AIR delivers a structured first read on every deal in minutes, ranked against your underwriting criteria and historical book.
Loan Origination Decisioning
Decisioning at the speed of deal flowCredit decisions on new loans take weeks and fragment across spreadsheets, memos, and committee notes.
AIR produces a calibrated underwriting recommendation with full supporting analysis and committee-ready documentation.
Covenant Analysis
Covenant headroom on every nameCovenant headroom is tracked manually, inconsistently, and usually only after a problem surfaces.
AIR parses loan documents, tracks covenant headroom continuously, and flags tightening before a breach.
Refinancing Risk
Maturity wall, name by nameRefinancing risk is assessed at the portfolio level, masking idiosyncratic stress in individual names.
AIR projects refinancing capacity for every issuer based on fundamentals, market access, and capital structure.
Stay on par. Or stay ahead.
A continuously updated view of credit risk on every issuer that matters to your book.
- 11mo median lead time
- Private and Public issuers covered
- SOC 2 Type II
- 11mo median lead time
- Private and Public issuers covered
- SOC 2 Type II