The full credit workflow, rebuilt with AI underneath.
AIR covers the workflows that legacy providers cover — assessment, surveillance, analyst research, governance — built for modern speed and rigor.
Assessment, re-engineered around real-time signal.
Score, rate, and surveil every issuer and counterparty in your universe — public and private — with calibrated, explainable outputs.
- 01Early Warning Signals
- 02Counterparty Credit Risk
- 03Private Company Credit Scoring
- 04Issuer and Issue Ratings
Continuous oversight across every name in the book.
Replace calendar-driven reviews with continuous, name-by-name surveillance — across loans, bonds, and structured credit.
- 01Portfolio Monitoring
- 02Concentration and Limit Management
- 03CLO and Structured Credit
- 04Loan and Bond Surveillance
The analyst day, compressed.
Collapse the gap between question and answer. Generate memos, run scenarios, and ground research in cited evidence.
- 01Credit Memo Generation
- 02Scenario and Stress Testing
- 03Peer Benchmarking
- 04Ad Hoc Credit Research
- 05Liability Management Risk (LMEs)
Audit-ready by default, not after the fact.
Model risk, regulatory reporting, and committee documentation built into the platform — not bolted on.
- 01Model Risk Management
- 02Regulatory Reporting
- 03Committee and Audit
Pricing the credit, not just the curve.
Independent, evidence-based valuations across public and private credit — calibrated to the names you actually hold.
- 01Fair Value for Corporate Bonds
- 02Spread and Relative Value
- 03Mark to Model for Private Debt
- 04Trade Idea Generation
Origination, underwritten with the same rigor as surveillance.
Screen deals, underwrite credit, and stress structures with the same calibrated engine that runs your portfolio.
- 01Deal Screening
- 02Loan Origination Decisioning
- 03Covenant Analysis
- 04Refinancing Risk
Allowance and capital, grounded in the same engine.
CECL, IFRS 9, Basel, and stress testing — all driven by one calibrated, auditable framework instead of a patchwork of vendors.
- 01CECL and IFRS 9 (Wholesale)
- 02Basel PD, LGD, EAD
- 03CCAR and DFAST Wholesale Stress
- 04Economic Capital
Stay on par. Or stay ahead.
A continuously updated view of credit risk on every issuer that matters to your book.
- 11mo median lead time
- Private and Public issuers covered
- SOC 2 Type II
- 11mo median lead time
- Private and Public issuers covered
- SOC 2 Type II